South Jersey New Homes Blog

If you are first time home buyers in South Jersey or already have South Jersey homes, you may have not fully understood the different basic forms of homeowners insurance available to you. Considering this is usually the most important asset anyone will purchase. Everyone who has purchased a home never expects anything to happen to their abode. If you are financing your home, homeowners insurance is a must. If you have a fully paid for home, it is still a wise move to carry adequate homeowners insurance. There is nothing worse than a homeowner who has suffered a loss and found their homeowners insurance not sufficent enough to replace or repair all of their damage.

There are six general types of policies available to you, whether you have a condo or single family home or are renting. This article should help you educate yourself and make an informed purchase that will protect what you have worked so hard to acquire.

The first is known as Form 1, this is the most basic type of insurance and covers losses that include fire or lightning, hail or wind damage, vandalism, theft, airplanes or vehicles colliding with your house, explosions, riots or civil commotion, glass breakage, smoke damage, volcanic eruption, and personal liability.
Personal liability insurance is coverage that protects you when a claim or lawsuit is filed against you regarding a non-auto and non-business related incident in which you caused bodily injury or property damage.
Personal liability protection in its basic form is $100,000. You should determine with your insurance agent if that is enough.

The second type of insurance is known as Form 2. This type of insurance covers everything that Form 1 does plus collapsed building damage, freezing of or accidental release of water or steam from internal plumbing, heating, air-conditioning systems or domestic appliances, damage from falling objects, damage caused by the weight of snow, ice or sleet, rupture or bursting of steam or hot water heating systems.

The third type of insurance is called Form 3. This type of insurance is the most comprehensive type of insurance available to you. Included in its coverage everything covered by Form 2 plus complete coverage for loss of contents of your home(personal property) , except for certain specified exclusions, such as flood, and other structures including garages and barns that may be on your property.

Form 4, the fourth type of insurance is for tenants, also known as renters insurance. This type is often overlooked by renters who mistakingly assume the homeowners insurance will cover their personal property. This insurance is quite affordable as it only covers the renters personal property for perils covered by Form 2 insurance. Form 4 also offers the personal liability protection.

Form 6 is available to condominium owners and covers their personal property, their portion of the building, as listed in Form 2, and includes the personal liability protection.

The final type of insurance is Form 8, this type is for owners of older homes that are not as easily insured. Form 8 insurance provides limited theft coverage and when a loss is sustained the settlements are given as actual cash value, not the more popular actual replacement value.

Now that you have learned all this and are ready to find South Jersey Homes to call you own, please visit my website to view the possibilities.

The highlight of the year for many Camden County homes owners are the Waterford Township Days. This year’s festival will be held on Friday and Saturday, September 20th and 21st and will take place at Atco Raceway in Atco, NJ.

At this year’s festival there will be 7 entrants in the fierce “Battle of the Bands” contest. The “Battle of the Bands” will begin Friday evening at 6:30PM and should wrap up around 11:30PM. While planning your day, plan to be there ALL day and well into the evening! As there is much to do including a variety of musical performances, a car show, beauty pageants, crafts for sale, jet cars, funny cars and much more including those well loved elephant ears and funnel cakes. Also a special appearance featuring Joshua Kruse, a native South Jersey man full of musical talent. Saturday’s festivities will begin with a parade at 11:00AM Saturday morning. Saturday’s finally (weather permitting) will be a firework’s show.

Owners of many South Jersey homes will be attending this event, so you will need to allot a bit of extra time to get in the gates. Also to ensure a perfect day, don’t forget the sunscreen and bug spray.

If you are considering purchasing South Jersey homes, please visit my website where you will find the most up to date listings and more community information.

If you are one of the the typical American homes that have at least 1 dog then here is something your pooch will want you to read. The average dog in most homes have extra energy cooped up inside of them and needs to run it off. If you take your dog to one of the great dog parks near many of your South Jersey homes, he will definately love it and love you for it.

Some things to remember when visiting the parks listed below are-
1-You must keep him leashed in the parking lot.
2-You must carry their valid dog license with you and have proof of vaccinations upon request.
3-Your canine must be pest and parasite free and not in heat to enter the park.
4-You are to stay within the park and monitor your dog and if he messes you must clean up after him.
5-No food is to be brought into the park.
6-No children under the age of 12 inside the park.
7-A limit of 3 dogs per person.

Burlington County homes may take advantage of Laurel Acres Dog Park in Mount Laurel and Freedom Park in Medford, NJ. Freedom Park has a beautiful stream for the dogs to play in and drink from.

Camden County homes can take advantage of Connelly Dog Park, which has had a name change from Centennial Dog Park. This park is located at Centennial Blvd and Sheppard Road in Voorhees. In Cherry Hill you will find Cooper River Park on North Park Drive. This is home to Pooch Park and Cooper River Dog Run.

If you are in the area searching for South Jersey homes that have room for your four-legged friend to roam please visit my website.

If you have been browsing for South Jersey adult communities to call home, here is a one worth looking into. There are new Burlington County homes in a 55-plus subdivision called Hidden Lake Village located in Burlington Township. Hidden Lake Village is located just south of Mahogony Drive on Salem Road.

Scamporina Construction LLC is the builder of these Burlington County homes. These luxurious townhouses are gorgeous inside and out. They have a first floor master suite with two more bedrooms upstairs along with a spacious loft. They have a formal dining room with high ceiling and large kitchen with a breakfast nook. These homes are built with the highest attention to detail and quailty, which is quite visible.

There are eight different models to choose from ranging from 1591 to 1741 square feet of living area. All of these feature 3 bedrooms and two bathrooms and a single car garage.

If I can show you a model in this or any other South Jersey adult communities, please visit my website.

For anyone who owns Gloucester County homes you will surely want to take advantage of the resources available to you, your county library system. The library has a lot more than books to offer, they also have an assortment of videos, music and magazines to lend. Gloucester County homes have seven locations to take advantage of, all of which offer free internet access.
Here is a summary of libraries available to Gloucester County homes.
Glassboro Public Library is located at 2 Center Street in Glassboro. Their phone number is 856-881-0001. Their hours are Mon-Thurs 10am-9pm, Fri 10am-6pm, Sat 10am-2pm, Sun 1pm-5pm.
Greenwich Township Branch is located in Gibbstown at 411 Swedesboro Road. They can be reached at 856-423-0684. Their hours are Mon-Thurs 10am-9pm, Fri 10am-6pm, Sat 10am-2pm.
The Logan Township Branch is located 498 Beckett Road in Logan Township. Their phone number is 856-241-0202. Hours include Mon-Thurs 10am-9pm, Fri 10am-6pm, Sat 10am-2pm.
The Mullica Hill Branch located in Mullica Hill at 389 Wolfert Station Road can be reached at 856-223-6000. Their hours are Mon-Thurs 9am-9pm, Fri 9am-6pm, Sat 9am-5pm and Sun 1pm-5pm.
The Swedesboro Public Library is located at 1442 Kings Highway in Swedesboro. You can reach them at 856-467-0111. Their hours are 10am-8pm, Friday 10am-5pm, Sat 10am-2pm.
The East Greenwich Library is located at 535 Kings Highway in Mickleton and can be reached at 856-423-1149. Their hours are Mon-Thurs 10am-8pm, Fri-closed, Sat 9am-12pm.
The Newfield Public Library is located at 115 Catawba Avenue and can be reached at 856-697-0415. Their hours are Mon-Thurs 10am-7pm, Fri 10am-5pm, Sat 10am-1pm.
This is only one of the many resources available to Gloucester County homes inhabitants. Check back for more useful community information.

If you are looking to purchase South Jersey homes, please visit my website and browse the listings.

For those if you who are interested in South Jersey new homes for sale, here is a community you may want to visit. Gloucester County homes have a new addition to their family of communities. Located in beautiful Glassboro lies a community of 450 single family homes that warrant your attention.
The Village Grande at Camelot has a community center that is more akin to a luxury resort. The amenities here include an indoor lap pool, state of the art exercise room, card rooms, billiards room, arts and craft room, library, lounge room, massage facility, and a large multi-purpose room available for large gatherings and events. Outside you will find Bocce courts right alongside the fabulous pool area.
The Village Grande at Camelot was developed by D.R. Horton, which means you can be assured of a quality built home. All homes at The Village Grande are certified Energy Star homes, have top of the line energy saving appliances, maintenance free exteriors and come with a 10 year home warranty.
The Village Grande at Camelot has six models to choose from that range from 1370 to 2530 square feet. Prices for these luxury homes range from $229,900 to $289,900.
For more information on these or any other South Jersey homes that are offered for sale please visit my website.

For those of you who have Camden County homes or are visiting our beautiful area here is your final chance to catch a viewing of Planet Earth 4D. If you were considering visiting Adventure Aquarium and their new shark exhibit this would be a great weekend to do just that. This is the final weekend for viewing Planet Earth 4D.
Planet Earth is an incredible film that showcases animal life as never seen before. Planet Earth 4D uses a new aerial photography system to capture images from even the most obscure locations on earth.
From now until August 31st there is a special deal for those of you who have an “inner shark” waiting to escape. Anyone who comes to Adventure Aquarium with their hair in a shark “do” will get in for only $10, so to see Planet Earth 4D and everything else they have to offer is ONLY $15.00!!! For those unable to do their hair for whatever reason please express your “inner shark” in way you “FIN”d appropriate.
There are fifteen fabulous exhibits where you can explore areas represented form across the globe. You will feel as though you are under the sea while going through the underwater 40 foot suspended shark tunnel. You can even touch a shark along with loads of other sea creatures.
Take a trip to the Amazon at Irazu Falls and see the fabulous waterfall rainforest exhibit. Visit the Caribbean Currents exhibit and see more tropical sealife and also your feathered favorites like the Blue and Gold Macaw! There are seals, eels, hippos, turtles and more to capture your heart and your attention.
For the daring adventurer in you, they offer more than a few interactive adventures such as swimming with sharks! For those a little less adventurous you can choose to feed the sharks, seals, turtles or hippos. Adventure Aquarium is open year-round from 9:30am-5pm.
Wherever your South Jersey homes are located this is a stop you will want to make more than once!

If you are looking for South Jersey homes for sale, please stop by my website and browse the listings and to set up a tour.

In your search for South Jersey adult communities you will want to visit highly desirable Camden County and see all it has to offer. Located in Berlin you will find New Freedom Village. New Freedom Village was developed by the D’Anastasio Corporation starting in 1999 and has 82 homes.
Also in Berlin is Braddock Preserve at Winslow. Braddock Preserve was built by DeLuca Homes with 220 homes.
In Gloucester Township you have Highland Estates, began in 2006 by the D’Anastasio Corporation. Highland Estates has 117 luxury condominiums, featuring one or two bedrooms and bathrooms.
Shenandoah Village is found in Sicklerville. Shenandoah Village is a resort style mobile home community with many ammenities.
In Cherry Hill you will find Plaza Grand at Garden State Park. The Plaza Grand at Garden State Park was built by D.R.Horton with 600+ condominiums. The Grande Club is a large clubhouse with everything needed for your complete relaxation and fitness.
Located in Gloucester Township is Four Seasons at Forest Meadows has 138 homes and was developed by K.Hovnanian.
Holiday Ciy at Monroe can be found in Williamstown, New Jersey. Holiday City was built by Nexus Properties in 2006.
Hearthston at Wedgewood in Winslow, NJ was built by Ryan Homes. Hearthston at Wedgewood is a community of large luxury homes with many amenities to offer.
In Voorhees is a new community of homes and townhomes called Centennial Mill. Centennial Mill was built by the Del Webb Corporation.

As you can see there is an abundance of South Jersey adult communities in the Camden County area. That can be very confusing for those of you in search of South Jersey homes in active adult communities without a realtor who specializes in active adult communities. Please allow me to help you find your new South Jersey homes address by calling or visiting my website for more information.

The following market statistics have been compiled from TReND for the period beginning July 1st and ending July 31, 2008. According to TReND regional statistics there were 211 Gloucester County homes sold during July.

Of the 211 Gloucester County homes sold in July, 61 were carried out by a RE/MAX Agent, of which 6 were representing both the seller and buyer’s side in a single transaction.

The average list price was $266,590, up from $262,258 in June. The average actual sale price for July was $246,425, up from $245,581 in June.

The ratio between the original list price and the actual sale price was 92.44%.
Gloucester County homes were on the market an average of 100 days in the month of July.

Something I found very interesting, a whopping 27 of the Gloucester County homes sold by RE/MAX agents were sold in 38 days or less. Also two of these homes sold in 1 day, another one sold in 2 days.

If you have been thinking about selling or purchasing South Jersey homes please visit my website.

The following market statistics have been compiled from TReND for the period of July 1- July 31, 2008. According to TReND regional statistics, during the month of July there were 339 Burlington County homes sold.

Of the 339 Burlington County homes sold in July, 77 were carried out by a RE/MAX Agent, of which 18 were representing both the seller and buyer’s side in a single transaction.

The average original list price was $316,095. The average sale price was $291,502, making the ratio between the list price and the sale price a stable 92%. Of the homes that had RE/MAX on both side of the sale, several were sold at list price or above
.
Burlington County homes were on the market an average of 84 days which was down 2 days from last month.

For your Burlington County homes or any other South Jersey homes that I can help you sell please call my office or visit my website. Visit my website for a complete listing of South Jersey Homes for sale.